The Work Number: credit score but for your employment history – by Equifax

Plus, I can verify for employers that I am a real human with a real employment history snd I can prove it...by giving them my SSN and Mother's Maiden name? What stops a bad guy from speed rushing the dark web, registering these things en masse and selling access to DPRK?

Now that they allow to look at your personal report, I went ahead, registered and requested a copy. This is just wow.

First of all, I noticed that American Express casually requests my report a few times per year. Well, I guess, if I lose my job, they will know soon! Besides Amex, the only other requests were the background checks when I actually applied for jobs, so everything else is fine.

But you know what else is there? All my fucking paychecks for all companies I used to work for here in the US. Nowhere in my employment agreements I did explicitly agree to my paycheck information to be transferred to Equifax, and yet, here we go.

Looking forward for the moment when all this data is leaked, because, you know, Equifax has some history [1].

[1]: https://www.ftc.gov/enforcement/refunds/equifax-data-breach-...

   I lived in what's known as a food desert. It was a place which required a car to get food. We drove on roads which crumbled and destroyed our car. The insurance (which we paid a pretty premium for) covered the fix. Lucky us! We found a garage, which took some time, but they scammed us. While we waited for the insurance to believe us, and we had no car, we tried to walk to get food. Technically, it was a 10 minute walk there, but the trucks (which were very large) made the 8-lane road impassible. We only realized this after trying. Our neighbors doorbell informed the police of this, and we were briefly detained for questions. It wasn't lost on me that the police's main suspicion was that we were homeless. Though not technically a crime, it is very incriminating. After our release, we asked an app to bring us food. It was a weekend, so there was an additional convenience fee. We also left a tip which "went directly to" pay for the human. We didn't hear them or see them, but the app told us the food had arrived and showed a picture of bags on a porch which wasn't ours. It was our neighbor's, whose doorbell had—once again—dispatched police for the intrusion. On Monday, we had no car to drive to the industrial park for work. The bus, which incidentally stopped on the other side of the 8-lane road, arrived once every 50 minutes, but must have had issues since it simply never arrived—though the app had no explanation for this. Nevermind, we called in "sick," which was laughable because being "sick" and taking a personal day were one in the same, but at least being "sick" avoided the shame of being desperate. We did eventually get our car back, not entirely the same, but we could at least move beyond the house again. The insurance app insists our case is settled, but we had to pay out of pocket (a credit card) and we needed reimbursed. We received a letter from the police not long after. A 300 USD fine for disorderly conduct in crossing the road. The date and time were wrong, but the social security number wasn't. We will take a sick day and go to court at 8:20AM next Thursday to appeal.

What if you spent 10 years building a business abroad?

I remember early in my career being send by my employer on 'contract' assignments to other companies for 3 or 6 months. When I left that company and went interviewing, everyone was extremely concerned that I had been an independent contractor, some even saying they never employed such people. As though, once you've broken the chains, you're no longer employable.