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#more#age#population#children#years#retirement#kids#birth#don#world

Discussion (117 Comments)Read Original on HackerNews

baxtr30 minutes ago
Let’s consider this logically:

What kind of people will not wanting children likely select for?

At least two kinds come to mind:

1) People who love children and are willing to have them regardless of the impact on their financial situation.

2) People living in societies where women (and likely some men) lack a say in whether or not to have children.

The first kind could be very good.

The second is definitely not something we should look forward to.

pstuart19 minutes ago
If things don't change, those in power in the US will succeed in making the second a reality.

There is a "replacement" crisis but it's being addressed by pearl clutching and those advocating for forced birth.

Having children is expensive all the way around. And women's reproductive rights have enabled them to (rightfully) make their own choices about motherhood.

To state the obvious: children literally are the future of humanity and we need to address the issue accordingly. A lot of it would be via changing the economics of having a child, and the rest would be by making the world a "village to raise a child".

This is all eminently doable. We just need to agree on what that looks like and how to best invest in it.

HaloZero39 minutes ago
If anybody was curious, the states that already had this prior to 2020 are:

Maine, Vermont, and Florida

Since 2020: Delaware, Hawaii, Montana, New Hampshire, Oregon, Pennsylvania, Rhode Island, and West Virginia now also qualify.

Montana is a bit of a surprise there... so is Oregon for me.

Source: https://www.census.gov/newsroom/press-releases/2025/older-ad...

dieselgate25 minutes ago
I'm from the west coast and oregon has always seemed to have large populations of retirees in the more rural areas. My grandparents considered moving there when I was young. Also seems that oregon has a large "self-selecting" population where folks move there from out-of-state
eigencoder31 minutes ago
This is exactly what I was wondering, thank you! They kept saying 11 states already have this, but I couldn't figure out which 11.
pmontraabout 1 hour ago
So a lot of problems will be solved by 2049 (overpopulation) and probably many others will arise (we never had worldwide decreasing demographics.)
mostertoasterabout 1 hour ago
Overpopulation is not a problem.

Maybe in a couple countries. But not for the world, and not for the west and definitely not for America.

As the population has grown poverty has decreased.

garciasn13 minutes ago
Poverty level determination in the US is absurdly outdated, not geo-dependent, and is simply not a realistic measure of the true economic hardships faced by the population. I cannot speak to the rest of the world, so I'm focused here.

1. The federal poverty threshold is identical across the 48 contiguous states. A single adult is evaluated under the same income line whether living in rural Mississippi or San Francisco, despite vast differences in housing and living costs.

2. The US measures pre-tax cash income; it does not deduct income taxes, payroll taxes, OOP medical expenses, commuting costs, or childcare costs, all of which drastically reduce a family’s usable income.

3. It ignores modern basic needs that, when the measure was developed in the ~1960s, did not exist. It does not include modern necessities such as Internet access, child care expenses, mobile phones, etc.

Supplemental Poverty Measure (SPM) developed by the Census Bureau in ~2010 and Asset Limited, Income Constrained, Employed (ALICE) developed by the United Way, are considered to be far more realistic measures in today's terms. Both show drastic differences to the officially quoted poverty measures with ALICE showing ~12% of households are 'poor,' but, upwards of 40% of US households cannot afford basic necessities.

Of course, opponents will say that there is a difference in the definition of poverty between the 1960s and today. Folks in the 1960s were facing different hardship realities that are not faced by households today (lack of indoor plumbing or heating), but that doesn't do anything to say that if you reside in an expensive city (e.g., a metropolis in CA) and cannot afford rent or transportation, because the measures don't take into account regional/geo differences, you are still absolutely fucked.

We need to update the measures to something far more reliable, rooted in the realities of today as opposed to 70 years ago, and which take into account that 'poverty' is a relative term.

geye1234about 1 hour ago
Yep, absolutely right.

Energy is very easy to produce cleanly (nuclear, and solar is looking better and better). The barriers to doing so are political and financial, not technical. They will be made worse by having an aged-heavy population, which is less innovative, less willing to invest in the future, and less willing to try new things. And it makes a poorer society, obviously.

Malthus has been proved wrong at every juncture. Lack of children is about to bite us very, very hard.

epicureanideal33 minutes ago
> Lack of children is about to bite us very, very hard.

Could it have an effect like the Black Plague, where labor becomes more expensive?

xnx18 minutes ago
> As the population has grown poverty has decreased.

True, but not obviously a causal relationship.

throw-the-towelabout 1 hour ago
It is a problem, because all these people want a good standard of living which strains the environment.
jppittmaabout 1 hour ago
Each marginal person produces more than they consume. As a whole, everyone is better off for having more people.
deeviantabout 1 hour ago
It's a huge problem, it's just not a problem to economic model, but the ecological one.
KPGv2about 1 hour ago
It's a problem to the economic model, too, but of course no one cares about more than a couple fiscal quarters in the future. The looming ecological disasters will irreversibly destroy the global economy in some of our lifetimes if nothing happens to stop it pretty soon.
fakedang41 minutes ago
> As the population has grown poverty has decreased.

This is like comparing apples to oranges to find a correlation, and arriving at an incorrect causation.

Falling populations are largely due to better education, specifically of women, as well as integration of women into the workforce, which has been one of the bigger drivers in curbing poverty. The latter is so significant in the west and the far east (double income households mean rising costs of living, meaning SAHM households become unviable in the West for the middle class), resulting in a significant population decrease.

But in places such as the Middle East or Africa, ever increasing populations have only meant even more financial trouble for those economies. Case in point Pakistan and Egypt. In other economies such as India (which I assume is one of the "couple countries" you mentioned), overall birth rates are falling significantly to near replacement level, and in the few states/regions with high birth rates, poverty is rampant and the people reliant on subsidies from other more prosperous regions.

The problem with most of the world is that while we are able to sustain a huge population as a whole globally, most of the population growth is extremely localized, resulting in population sparsity in some comfortable regions (Canada, the US, Central Asia, southern Russia) and population unsustainability in other regions completely unsuited to population growth (sub-Saharan Africa, Indonesia, the Middle East).

Razenganabout 1 hour ago
> Overpopulation is not a problem.

That is such a privileged first-world take.

You haven't lived in overpopulated places.

Just try it for 1 fucking year and then see if you still wish that hell upon anyone.

I swear I'm starting to wonder if that's a take pushed by corporations so they can have an endless supply of labor and consumers, like the bans on abortion etc.

geye1234about 1 hour ago
No, corporations want people without children, since they have more disposable income to spend on the pointless tat they want to sell you, and are willing to work longer hours to make rich people even richer.
dotancohenabout 1 hour ago
Overpopulation is not solved. Many African and Middle Eastern cultures continue to have half a dozen children per wife.
palmoteaabout 1 hour ago
> Overpopulation is not solved. Many African and Middle Eastern cultures continue to have a dozen children per wife.

It will be (eventually) when the worldwide birth rate drop below replacement. And it's close to that now: https://data.worldbank.org/indicator/SP.DYN.TFRT.IN.

dukeyukey37 minutes ago
Not a single country has a fertility rate of 6 children per woman. And the highest middle eastern country is Yemen at 4.3. The next highest is Iraq at 3.1.
boczezabout 1 hour ago
I don’t get this, doesn’t proof of an aging global population imply that overpopulation is solving itself? Also is it really that big of an issue? I’ve only heard bill gates talking about it, not sure what it’s got to do with that geezer tbh
matheusmoreiraabout 1 hour ago
> Also is it really that big of an issue?

It's a titanic issue. Old people are expensive. They tax the young to pay for themselves. Now the system is running out of young to tax.

And that's the situation in rich and prosperous nations. I live in a developing country that has managed to be relatively poor and have a declining birth rate. It's so absurdly pathological it's not even funny. Symptoms include, for example, increased retirement ages. We will work well into our 70+ years of age, and we will be happy. Newer generations are already coping, they've already internalized the fact they will never actually retire. This is the stuff revolutions are made out of.

missedthecue11 minutes ago
In the same way that a drought solves a flood. Technically yes, but it introduces an equally as dangerous and possibly worse problem.
chermiabout 1 hour ago
It depends on whether we take care of them at the cost we currently are in the west.
CodingJeebusabout 1 hour ago
> is it really that big of an issue?

Yes, because the aging population increases healthcare spending to support them while the working age population shrinks, eroding the tax base. This is currently happening in Japan right now.

naravaraabout 1 hour ago
There are, like, two countries where TFR is even close to 6. And there’s about 20 where it’s higher than 4. And since those countries also tend to have sky high infant-mortality rates, the global average population growth rate is somewhere like 1-1.2% and dropping fast.

Killing USAID probably put a drag on that slowdown by reducing access to family planning resources, but we’ll have to see exactly how much in the coming years.

kpsabout 1 hour ago
In the US, despite the .fr domain.
missedthecue13 minutes ago
It's already true in France. Over 65s are 22.5% of the population and under 18s are 17%. And the difference is rapidly widening.
polycancel30 minutes ago
US's birth rate are actually way higher than Europe and China, not as high as Africa, but still better than most other areas in the world.
speak_plainly44 minutes ago
We're on the path to putting Augustine's City of God theory of population to the test.
trgn32 minutes ago
what's that theory?
bsimpson44 minutes ago
It's so frustrating that Social Security reform became the "are you a good progressive?" litmus test in the early 00s. We've had our wages tithed for our whole lives - money that would be actually worth something in retirement if invested - to go into a Ponzi scheme that will go bust before we're retirement age. You could see it coming decades away, and political infighting ensured nothing would be done about it until the discourse tired and started arguing about pronouns instead.
throwway12038530 minutes ago
We could actually hold our elected officials accountable for gutting Social Security instead. Then we wouldn't have to add "stock exchange expert" to our ever-growing list of job titles.
cwoolfeabout 1 hour ago
This has to slow stock market growth, right? Less young people buying, more older people selling.
missedthecue15 minutes ago
Yes. A massive implosion in aggregate consumer demand due to shrinking population will hit real estate, stocks, tax revenue, and therefore the ability to meet debt repayment obligations.

Frustratingly, (and counterintuitively), it won't help housing prices, because shrinking populations retreat to city centers. Spain, Italy, Japan, and Korea are full of $5,000 houses. Meanwhile, Madrid, Rome, Tokyo, and Seoul are more expensive than they've ever been.

Maxionabout 1 hour ago
Most stock market trades aren't made by people, but by institutional money. That ain't going nowhere.
wblabout 1 hour ago
The institutions exist for people to do things like retire.
Maxionabout 1 hour ago
Undoubtedly they will continue to exist once the people they serve seize to exist.
Eddy_Viscosity2about 1 hour ago
Sounds like the who age verification debate will just solve itself. Just wait until there aren't any more children and then we don't need to worry about protecting them.
throw-the-towelabout 1 hour ago
You jest, but I'd think it really is the opposite. Hard to care too much for a child if you've got five spare ones.
eigencoder23 minutes ago
Do you have children? Because I've never heard a parent think that way
NegativeLatencyabout 1 hour ago
> the arithmetic that supports those programs tightens, all else equal

We can tax the rich, we're post scarcity, time to take a look at the rest of the world an come up with a better social safety net.

arbllabout 1 hour ago
I agree that the ultra-rich living on permanent fake debt backed by their stocks / real estate need to contribute more, but I'm tired of seeing people throw "we can tax the rich" as a panacea.

Productivity is growing much more slowly than the retiree-to-worker ratio. Workers are producing slightly more every year, but there are a lot more retirees to take care of every year. If this does not change, we will eventually see a collapse of social safety nets. Policy can only accelerate or delay that collapse.

missedthecue17 minutes ago
The real problem aging societies face is not a shortage of money but a shortage of people.
aliasxneo33 minutes ago
We should probably spend some time making sure that _existing_ taxes are being used efficiently before we start funneling in even more.
throw-the-towelabout 1 hour ago
Pray tell, what do you mean by "the rest of the world"? Surely it's not Western Europe, which is already being strangled by the cost of the welfare state?
newfriend40 minutes ago
Why would I want to turn the country at the forefront of technology and innovation into a stagnating socialist welfare state like the countries you are holding up as role models?
throwway12038528 minutes ago
Some day you might need the welfare. Not everyone is infinitely healthy for their entire lives.
subarcticabout 1 hour ago
In the US, not the world
skapadiaabout 1 hour ago
This will have significant consequences for the military.
arjie33 minutes ago
It will be interesting to see how South Korea holds its borders 5 generations from now. That population will have shrunk substantially. Perhaps a robotic workforce and a drone military will finally deliver luxury capitalism to them. Or they will simply lose their control of their borders.

Countries with larger populations will see these guys commit civilizational suicide with enough time to recover one can hope. We won’t be funding USAID when the majority of Americans are drawing from Medicare though.

jandrewrogers29 minutes ago
Autonomous and semi-autonomous systems address that.
colechristensenabout 1 hour ago
In that they'll have to act like a competitive employer?
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slawabout 1 hour ago
Median age in Africa is 19.5 years.

Africa doubled it's population in the last 28 years.

peterfireflyabout 1 hour ago
It'll be fine, Nick will pay for it.
cyberaxabout 1 hour ago
Keep building these bike lanes and 15-minute neighborhoods. So that people don't even think about having children. Make sure people have no personal space and no personal time.

That's how we reduce the Earth's population!

amluto20 minutes ago
Given a choice between:

(a) non-walkable neighborhoods with big houses, big roads and cars everywhere, versus

(b) smaller houses or apartments but fewer cars, walkable neighborhoods, and bikes (and other small mobility devices that small kids can use)

I can tell you where being a kid seems more fun. And I’ve personally been to both sorts of places recently and observed how the kids behave.

Sure, with big lots, kids have lots of space in their own backyards. And big cars make soccer-momming easier. But, when kids can easily and safely get somewhere else approximately on their own, the whole situation seems better.

And yes, I really did recently observe a pretty big family in one of the latter types of places. How does one parent herd a pile of kids from their small (but not that small) apartment to some destination without a giant car? They tell the bigger kids where they’re going and they take the smaller kids, and maybe the bigger kids get their ahead, and everyone gets to experience an appropriate amount of independence for their size.

kvuj38 minutes ago
As the others have said, to me it seems to be the opposite. I went to Switzerland recently and was shocked at how kid friendly it was (very walkable, kid section in trains, parks with fun toys instead of shitty plastic statues).

I also saw a whole lot of families and children.

As I'm getting older and looking in the coming years at having children, the value of a tight, walkable community has risen exponentially to me.

sheepolog20 minutes ago
For what it's worth, Switzerland's fertility rate (1.59 births per woman) is still well below the replacement rate, and has been for decades.

I think "make society more child-friendly" is a good idea, but one that doesn't seem to have increased fertility that much. To me it seems that educated people living comfortable lives with access to birth control simply don't want to have that many children. If you look at the country stats, the most proven way to increase fertility is to take away education, women's rights, or birth control. And imo, the western world should adapt to low birth rates, instead of trying to prop them up.

arjie42 minutes ago
Well personal space and personal time were not in abundant supply in our times of growth. It is true that urban areas have far fewer children than rural areas and that this is a worldwide property. It’s a pity since I like the ability for kids to walk to places and take the bus or train and I’ve grown up in a rural place (pythons and peacocks, cows and birds, scorpions and cobras!) and in a highly urbanized environment and they both have their advantages.

I personally think it’s just opportunity cost. Children seem like a big deal with unclear benefit and so as people get the chance to substitute with other things they do so. For my part, we put a lot of work into having kids and we live in SF. If we leave, it’ll be because my daughters don’t have mobility here because crime and cars impede their independent movement.

btmillerabout 1 hour ago
What an odd thing to say. Have you traveled internationally much?
cyberax41 minutes ago
I speak 5 languages, lived in several countries, and got my first car at the age of 30.
BigTTYGothGFabout 1 hour ago
15-minute neighborhoods with bike lanes are exactly the kinds of places good for raising kids in.
missedthecue21 minutes ago
This is what the policy wonk idealists say, but the undeniable evidence going back hundreds of years is that dense cities are fertility shredders.
phainopepla227 minutes ago
In theory. In practice, dense urban neighborhoods have very low birthrates, and always have. Cities are population sinks
cyberax41 minutes ago
No, they're not. They are places where cities go to die.

Walk in Tokyo and try to find children there.

trgn31 minutes ago
there's a new urbanist community, walkable, bikelanes, etc.. in my part of the midwest and it's teeming with children.
matchbok3about 1 hour ago
Our expanding economies and improving quality of life depend on young people and a growing population. So it brings up an interesting question.

In 20 years, will countries start to compete for young people? Tax breaks, benefits, etc. Will some countries thrive while others die off completely? The proportion of young people will be a huge issue regarding military strength, innovation, etc.

Could get very ugly.

missedthecue22 minutes ago
Yes, but the inverse implication of countries heavily competing is that young people will be severely restricted from leaving as well. An incredibly underrated future possibility is that it becomes much harder to get a passport.
lnsru27 minutes ago
That’s very idealistic opinion. The reality is that for example German government does everything for retirees and their votes. Young people as a minority are successfully ignored.
blini-kot21 minutes ago
...in the US
tonyedgecombeabout 2 hours ago
>As the ratio of working-age adults (18–64) to older adults falls from about 3.4 today toward roughly 2.4 by 2060, the arithmetic that supports those programs tightens, all else equal. On this reading, the chart is an argument for some combination of higher productivity, longer working lives, higher fertility, or higher immigration to widen the working-age base.

Or spend less.

throw-the-towelabout 1 hour ago
Not gonna happen.
boczezabout 1 hour ago
GOOD. We’ve done well to keep everyone alive. All that’s left is to implement sensible economic policies that allow normal folk to start families
bearjawsabout 1 hour ago
But the people disinterested in starting families (boomers, genx) are going to be the majority of the voting base?

We've already seen 20 years of policy driven by people who don't care about families being started.

subarcticabout 1 hour ago
They still wanna be grandparents or great grandparents
boczezabout 1 hour ago
A great point, but I don’t think those policies should go after the (relatively tiny) wealth that boomers et al currently hold. As another commenter alluded to, the money is going to have to come from much bigger fish; there’s literally nowhere else to get it from!
philipovabout 1 hour ago
Parents and Grandparents might not be interested in starting families, but they're interested in their (grand)children starting families. Ideally, that's where their wealth would go, except that it's being completely obliterated by retirement and end-of-life care.
co_entabout 1 hour ago
>(relatively tiny) wealth that boomers et al currently hold

Their wealth is not liquid, but it's not relatively tiny.

>$93 trillion in assets[1]

>Total wealth: $167.26 trillion[2]

[1]https://investor.visa.com/news/news-details/2026/Visa-Resear...

[2]https://smartasset.com/financial-advisor/wealth-by-generatio...

saghmabout 1 hour ago
What? If boomers and genx weren't interested in starting families, where did the generations after them come from?
sdellis42 minutes ago
I hate to tell you, but no generation is particularly interested in starting families at this moment in history. This is the closest thing the world has gotten to a general strike to force capitalism to slow its roll.
arjieabout 1 hour ago
I think it’s time to bite the bullet and raise the retirement^W elder benefits eligibility age and peg it to life expectancy at birth minus 15 years or some structure like that. It’s fine that my generation will have to eat the loss - having paid for the past one but not benefiting as much from the coming ones. Some generation has to, and better us than them.

As we get better at healthcare and life, we should expect to be productive and care for ourselves for longer. I hope that as I age I remain in favour of succeeding generations over my own self. Plant the tree whose shade we won’t see etc.

Buttons84013 minutes ago
> peg it to life expectancy at birth minus 15 years

That would lower the retirement age for me. I was born in the mid-80s.

I know that was just a suggestion. We could go with something like "life expectancy at birth minus 5 years", which would raise the retirement age for me, but we're basically just admitting that retirement isn't a thing anymore if we do that. Hopefully the wealthiest nation on Earth can do better.

I think, whatever we do, we should recognize that the current retired generation holds more wealth than any other generation. If we want more kids in our society, maybe we need to get some of that wealth into the hands of people who can have more kids.

JoshTriplett29 minutes ago
We should establish UBI and universal health care, not tied to age, and then the concept of "retirement age" can go away.
arjie24 minutes ago
I suppose we could pay everyone about $1.2k/mo and that would exhaust the entire current federal budget but that would eliminate the 60% or so of the federal budget dedicated to the aggregate of all social welfare programs. The tax increases required would be substantial to keep Medicare, Social Security, Health services, Education, and so on.

Without more productive capacity the extra $1.2k/mo would cause enormous inflation. Just a question of what the country is optimizing for, I suppose, but I think people would be unhappy with the result.

subarctic44 minutes ago
What even is retirement age and what practical impact would changing it have on society? People can retire or keep working at whatever age they want as long as they can afford to
rwmj41 minutes ago
Retirement age is usually tied to various benefits. In the UK it's the age at which you can collect the state pension (currently around £12K per year, if you worked for 30-35 years). Changing the retirement age therefore affects the state's finances, quite dramatically in fact: https://obr.uk/box/the-fiscal-impact-of-increases-in-the-sta...
telesilla41 minutes ago
In some countries you can reach retirement age, get a pension and keep working. So you profit more. It's complicated as maybe you've paid to your pension since 18yrs of age and you should get some money back, but many pensions aren't based on those actual savings but on tax payers actively funding that pension. Is double dipping ok then?
unsnap_biceps31 minutes ago
That's not what double dipping means.

In this case, I presume they're taxed on their continued employment and so they're still paying into the pension they're receiving benefits on? I don't see a problem if that's the case. They contributed to the pension with an agreed payment date and followed the process correctly. I can understand how you feel that it's unfair, but I really don't see a problem unless they stop paying into the pension or stop paying taxes on their continued employment.

arjie40 minutes ago
Ah this is not a universal term. I see. I will edit. I meant “age of eligibility for elder age benefits and pensions”. E.g. social security eligibility age, state pension age, etc.